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What happens if the Enhanced Tax Credits are not renewed by Congress in 2025

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  Tax Credits are a big deal. If you have a plan on the Washington Healthplanfinder that is not Apple Health then you probably have some sort of tax credits to reduce the cost. These tax credits have been in place since 2021 when they originally passed the American Rescue Plan Act and then the Inflation Reduction Action in 2022. The Affordable Care Act with it's tax credits have reduced the number of uninsured by a lot.  The CBO estimates that “the number of uninsured people will rise by 2.2 million in 2026, by 3.7 million in 2027, and by 3.8 million, on average, in each year over the 2026–2034 period.” The Debate About Enhanced Premium Tax Credits begins to Emerge. An estimated 24 million Americans rely on purchasing their insurance from the exchanges (In Washington state it is our Healthplanfinder). With our more limited options, rural America will be impacted greater if these credits are removed. The Loss of Premium Tax Credits would hit state economies hard.  In ...

Final Rule for 2026 Healthcare

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  Behind the scenes rulemaking takes place every year to improve the Affordable Care Act. It is done by the US Department of Health and Human Services alongside the Centers for Medicare and Medicaid Services. It is usually reserved for us policy nerds. This year was different. A large Coalition of Attorney Generals have sent a letter to Dr. Mehment Oz to withdraw most of the proposals because of their detrimental effect.  If just one or two of these proposals go through it will mean massive changes with the Affordable Care Act Plans.  This is in addition to the lose of the enhanced tax credits which will already raise prices and result in the massive loss of coverages. The average enrolling saved $705 in 2024 because of these enhancements which is the equivalent savings of 44%.  These are not all the changes but some of the big ones. The Final Rule has all exchanges ending Open Enrollment December 15th. In Washington State we have never had an enrollment period th...

Impact of Proposed Federal Medicaid Funding Reductions on Children's Health in North Central Washington

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What is  he potential consequences of proposed federal Medicaid funding reductions on children's health services in North Central Washington. Medicaid, known as Apple Health in Washington State, plays a crucial role in providing healthcare to children, particularly in rural regions like North Central Washington. The anticipated cuts could significantly affect healthcare access and quality for this vulnerable population. This analysis identifies 20 specific areas of impact, supported by data and expert opinions. ​ 1. Reduction in Health Insurance Coverage for Children Medicaid and the Children's Health Insurance Program (CHIP) provide coverage to a substantial number of children. In Washington State, approximately 47% of children are enrolled in Medicaid. In Central Washington's Congressional District 4, this figure rises to 70%. Proposed federal cuts could lead to a decrease in coverage, leaving many children uninsured. ​ Maria Cantwell +1 Maria Cantwell +1 2. Inc...

Impact of Proposed Federal Medicaid Funding Reductions on Veterans' Health in North Central Washington

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This white paper examines the potential consequences of proposed federal Medicaid funding reductions on veterans' health services in North Central Washington. With Medicaid playing a crucial role in providing healthcare to low-income individuals, including many veterans, the anticipated cuts could significantly affect healthcare access and quality. This analysis identifies 20 specific areas of impact, supported by data and expert opinions. ​ Maria Cantwell +2 KNKX +2 Axios +2 1. Reduction in Healthcare Coverage for Veterans Medicaid, known as Apple Health in Washington State, provides coverage to a substantial number of veterans. Proposed federal cuts could lead to a decrease in coverage, leaving many veterans uninsured. According to Senator Maria Cantwell's report, over 1.8 million Washingtonians rely on Medicaid, with a significant portion being veterans. ​ FOX 13 Seattle +1 Washington State Hospital Association +1 Farmonaut® +5 KNKX +5 Maria Cantwell +5 2. Increased...

What in the Heck is Blue Sky and why should I start building Community there?

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 I had someone reach out to me last week about how to connect to Blue Sky. This is to assist some of our less technical people in connecting. What is Blue Sky and why should I care? It was created by the original creator of Twitter.  I have always had to sort through information for Health Insurance because of the amount of lies being produced to discourage people from enrolling so Social Media became a tool.  Twitter used to be a go to however it has shifted recently towards more unreliable materials in the last couple of years. Facebook removing materials from Planned Parenthood . Tiktok ban.  Which Brings us to Blue Sky: If you are on a desk top then go here .  It's a free downloadable Application.  For Apple go here .  For Android go here .  It is going to ask for you to set up a profile. Some use names, businesses, interests or something fun.  There are a fair amount of people that you might recognize. You can find them in the search ba...